Archive for March, 2008

Fashion School Review

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Safari lodges in Tanzania

Tanzania offers some of the very best safari lodges on the continent of Africa. In Tanzania you can pick a variety of locations for your safari lodge. You can opt for a safari lodge next to a lake where the wildlife come to drink at all times of the day, or perhaps you love the seaside and want to have your safari lodge on the beach. There are also safari lodges available near Tanzania’s wildlife parks and preserves, so that you can stay close to the animals that you have travelled so far to see. The convenience of a safari lodge in Tanzania allows you to enjoy the beauty scenery from the comfort of these comfortable
accommodations.

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Check your water cooler regularly?

Even though water coolers are in nearly every office, if not regularly checked they can become contaminated. Water coolers provide nearly unlimited clean drinking water, but must be checked for leaks and contamination on a regular basis. Contamination of a water cooler happens when bacteria enters into the water cooler and is allowed to grow. By cleaning and maintaining your office water cooler according to the manufacturers instructions, you can ensure that no bacteria is in the water cooler, and ensure that you and your employees have unlimited fresh, safe, and healthy drinking water.

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Free Method in Generating Traffic for your Website

In an undertaking would, of course, a lot of things that we on the point, you need a capital. To add money and money required. But, of course, with the diversity of the internet, there are many ways to find what you could contribute to this, the potential for optimizing your website or to generate traffic and site submission.

Although there are opportunities to make a Jumpstart of traffic flows, many sites do not have the resources and education, others have to generate more traffic news on your website. Well, you do not have to a hundred, but what you need is the right attitude and a lot of zeal. They must also be propulsion and perseverance to do the hard work and research to generate more traffic on your website.

As sweet as it is more traffic on your website, without a single penny. Now, it’s one thing sure, the number of sites that article offering advice and guidance, as in the internet traffic through methods generate. Since it is possible, you should not one penny of speed, it may take some time, honestly say that I am not for a tour around the bush with you. They get better chances by paying your advertising, but at least you will have a chance to compete with some of these methods, I am with you.

Enjoy the benefits of online forums and online reviews communities. The great thing about forums and online communities, as we discover on a specific group, which corresponds to certain opinions and demographic that you are looking for. You can discuss many things about the place that you represent, or to offer. Another big advantage is that you know what you get, and you will be prepared for travel.

The online communities and forums, you can build a reputation for your company finance. Show them what you and your wow with the supply of know-how on the subject, with which you can build a reputation and people’s confidence in his skills and knowledge for blogging.

You can also make use of business newsletters. People with a catalog of your products and interesting and fun. “If you really interesting and entertaining, more people will be at your newsletter and they recommend to other human beings. Greater the number of people who are interested in your newsletter, more people, it is, at the increasing your site, your traffic.

Another good idea, the exchange of links to other Web sites. They do not have a cent. All you have to do is reach an agreement with another webmaster. Thanks to the link exchange, the efforts of the two sites to benefit both parties. All traffic will perhaps on the seo site, click on the link to your site and visit your site as well. It works fine if the two sites have the same place.

Write articles that could trigger the attention of those interested in your product. Try to write lyrics, give advice and instructions to other enthusiasts. The writing articles, the quality of service and knowledge to other people, the number of miles needed to manage traffic flow to your needs. Make money online now.

Many websites offer free filing and publication of your article. If people in your interest to find money that they have a good chance, through to discover where they come from the article. Add a link or a brief description of your company with the article and there is a high probability that they are going on your site contest.

Write good content for your website. Many search engines track, keywords, and keywords in your site uses expressions and how they are used. It is not necessary that the content should be ensured by a professional content writer. You can your view, but you have content on your jobs website, entertainment and information. It should meet certain requirements, as well as good quality.

Typically, Internet users are using search engines to find what they are looking for. Search engines, in return, use keyword search in the care of their search results. With the right keywords like insurance, you can high rankings in search engine results without the costs of the proceedings.

All these methods are becoming more visitors to your site for free videoblogging. All you need is a little boredom and man-hours. See what you can find methods that are designed, and you will soon have a site with a great traffic flow without the usual costs, take care of him.

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50 Tips for Good Sporting

Fantasy Baseball Dugout are 50 tips that will help you win your Fantasy Baseball League this season. Follow these tips closely to enhance your chance to win your league championship game in 2008 and beyond.

1st Be prepared for the draft. The league is often won or lost at the draft. Try SEOContest2008 too

2nd Stay focused. It’s a long season and a lot of players will drop out from sports. If you stay focused on the prize, you’ll have a soccer shot.

3rd During the draft, the track positions of your opponents have picked. Knowing this will give you a leg up on strategic picks in later rounds of travel.

4th Go with established players over potential stars. Everybody likes golf to brag about picking up that rookie, but often the hype is bigger than the statistics.

5th In the early rounds, pick the best available running player, regardless of position.

6th Draft stolen bases. A player can be dominant in stolen bases and stolen bases are clearly over-weighted in fantasy baseball. Think Jose Reyes in cycling.

7th Draft closers. Make sure you have one more closer than your nearest competitor. Saves category is an easy to win and another over-weighted category in fantasy baseball.

8th If a player has been traded since last year, re-adjust his statistics based on the park he’ll be playing games in his home. Pitchers sent to Colorado, Cincinnati, or Philadelphia, for example, are likely to have not as impressive statistics. Power statistics should go up, however, if a Hitter is traded to these teams. Alternatively, Los Angeles, Oakland, San Diego, Minnesota and are pitchers’ parks and basketball.

9th Some have minimal Leagues statistics to qualify at a particular position, sometimes as little as a single game. I recall Hank Aaron playing second base ounce. If that is your league’s rule, you have to look for opportunities like this and you may get the power of walking an outfielder numbers at a position that traditionally rewards defensive prowess biking.

10th Generally, it’s not a good idea to pick a catcher in an early round. They sit out too often and usually do not put up huge statistics anyway as tommy bahama said.

11st Do pick positions in early light that are or where some olukai players are head and shoulders above the pack. Chase Utley at second base comes to mind and ecco golf does.

12nd Check out the league’s transactions every missy sixty day. This is the only way to stay in touch. Being on vacation is no excuse not checking in your team daily.

13rd Sign up for text message alerts from Google or Yahoo to keep up with fantasy baseball transactions and injuries. This will give you the information quicker than your umi kids competition.

14th Set your internet browser to come up with your emerica league. So, when you sign on to your computer, you’ll have the daily summary there and you will not forget to check on your team.

15th If you are no longer interested in keeping a player on your roster, shop him to other teams before cutting him. Do not assume other teams are not interested. You may get some value for him that exceeds what they get in the free yellow box agent pool.

16th If you are a player shopping, however, remember that this is a negotiation. You can not let the other teams in the league know you are shopping this player. Try to cleverly put his name in package deals so that he maintains his value and your opponents will not know they can pick him up for a box of old baseballs and used chewing gum and weebok kids.

17th There are no favorite teams in fantasy baseball.

18th There are no favorite players in fantasy baseball. Take the human element out of it. A player is just a bundle of statistics.

19th Do not move up a guy in your analysis because he got hot in spring training.

20th Do watch the box scores the final two weeks of spring training. This is where jobs are won. You do not want to be a player who drafting the season starts in Pawtucket.

21st If a guy is unusually hot in spring training, try to trade him then. His via spaga value may never be higher.

22nd Every player that is on the major league roster needs to be onex ranked, even the sorry guys.

23rd Do not give away any categories. A championship fantasy coclico baseball team needs to be competitive in every category, especially in 5 x 5 leagues. You can not afford to give up a category and still win the d k n y.

24th Just like regular baseball, starting moschino pitchers can win it for you. Their stats count heavily in four of the five naturalizer pitching categories.

25th Have a few extra starting pitchers in your minor calvin klein league roster. If you play in a weekly league, bring up the guy who is getting two starts that week. Now, bring up my skechers and my puma guy who is facing two opponents that week week.

26th If your league allows unlimited pitching moves, use them. A starting pitcher is of no value to you on the major league lineup when he’s not due to pitch for my nike.

27th Do the math on WHIP. I know its a pain, but it’s a category that you need to score well in.

28th Go to as many as possible sources for draft. It’s the single most important thing you can do to be prepared.

29th Remember that statistics are relative to position played. My Adidas All star statistics are often at catcher for ordinary outfielders or first basemen. The key is to get the best statistics each position.

30th A trade has to work for both teams. Do not make a ridiculous offer and hope you can bamboozle the other manager. He’ll be more open to making trades later in the season if you are bringing legitimate offers to him, even if he does not take the first offer.

31st Watch Baseball Tonight! Cut to the wife on your winnings and she will not nag you when you watch it every night … Maybe.

32nd Get the ESPN Extra Innings Baseball Package. Besides, if you live in the East, there’s nothing like listening to Vin Scully on Dodgers local telecasts. He’ll give you a lot of fantasy inside tips.

33rd Check not only the statistics, but lineup moves. Lineup moves can mean a lot to your player will only deliver, especially when it comes to RBI. My Mizuno will do the rest.

34th In a daily league move, check your lineup pitcher to see what your players are facing. Start against lefties right handed pitchers and vice versa. The righty-lefty analysis at the major league level is critical and is therefore critical in fantasy baseball success as well.

35th Keep up with injuries. An injured players does you no good in your lineup.

36th Be a contrarian during the draft. When everybody is making a run at relief pitchers, pick up a DH. There’s more likely value there.

37th Play in a league where all managers have a history of staying involved. A league is no fun if you have actively participating managers who have given up

38th Play in league with a prize money for at least the top four finishers. This tends to keep players active.

39th In September, pick up on lead teams that are out of it. This is going to be their chance to show what they’ve got for next season.

40th If your league uses playoffs, remember the adage: there’s no tomorrow. If you do not maintain players for next season, a drop pitcher after he’s made his last start. He’s no longer of value to you otherwise.

41st In traditional statistics Roto leagues, some statistics do not matter. For example, strikeouts be a Hitter do not mean jack. An out is an out so do not worry about picking Adam Dunn.

42nd Look for most sleeper picks beginning in the 16th round. A sleeper is not a sure thing.

43rd Be especially careful in knowing who is going to be a team’s closer on the job where teams is up for grabs. You can obtain a significant amount of saves later rounds in this way by knowing who is going to be closing.

44th Starting pitchers are rarely first round material. Then there’s Johan Santana and Jake Peavy. Prefer to load up on hitters in the first five rounds, then load up the majority of your starting pitching staff.

45th Avoid young pitchers in the very earliest rounds. They are simply too risky and prone to poor poorer.

46th Look at three year trends on players. Going back any further is useless.

47th Play in a league with old friends. It’s a great way to stay in touch.

48th If there’s an attractive single girl in your league, get to know her better. She’s almost definitely a keeper.

49th Support advertisers on the sites like Fantasy Baseball Dugout. Sites like this one that offer free fantasy baseball advice only survive because of revenue earned from its advertising.

50th When you go to select a game, ever yell down to a player: “Hey Ryan, book on my fantasy baseball team!” Do you really think he gFantasy Baseball Dugout are 50 tips to help you gain your Fantasy Baseball League season. Follow these tips to improve your chances of winning close your championship in the league in 2008 and beyond.

1st Be prepared for the project. The League is often won or lost, as a project.

2nd Stay focused. It’s a long season and many players leave. If you are focused on the prize, you have a shot.

3rd During the project, the positions of the opponents have recommenced. Knowledge that you a strategic advantage to start later in the round.

4th To draw more players with potential stars. Everyone loves to brag to gather recruits, but often the effect mode is greater than the statistics.

5th In the first round on the best player available, regardless of position.

6th Design of databases stolen. A player can dominate in the air and the theft of basic fundamentals are clearly weighted in the imagination of baseball. Think Jose Reyes.

7th Project completed. Make sure that you have a different, closer to the nearest competitor. Judgments to win, it is simply another category, and over-weighted in the category of fantasy baseball.

8th If a player has been replaced since last year refocusing its statistics based on the park, there are games to play, his house po Pitchers on the Colorado, Cincinnati, Philadelphia, for instance, are probably not so impressive statistics. Power statistics should increase, but when a rapper acted on these teams. Alternatively, Los Angeles, Oakland, San Diego, and Minnesota are the mugs’ Park.

9th Some leagues have a minimum of statistics on the qualifications for a particular position, sometimes even a single game. I remember Hank Aaron played for a second time. Is that your state of the league, must occasions like this, and you can change the numbers of the energy of a outfielder in a position that the award traditionally defensive capabilities.

10th Normally, it is not a good idea for a receiver in the first round. They are too often to sit and usually do not enormous statistics somehow.

11st Choose early in the light of the positions, or if some player’s head and shoulders over the pack. Chase Utley at second base in mind.

12nd Check out the League of transactions daily. That is the only way to stay in contact. As in the holiday is no excuse not to check your team every day.

13rd Subscribe to the SMS notification from Google or Yahoo, to the action of the baseball fantasy and injuries. You will receive information faster than your competitors.

14th Configure your Internet browser to in your league for information. So, if you connect to your computer, you have the daily digest there and do not forget, in your team.

15th If you no longer have to keep a player on your list, shop with other teams before he cut. Do not that the other teams are not interested. You can use a certain value, for him, what you get in the free agent pool.

16th If you have a player with shopping, but do not forget that there is a negotiating position. You can not allow other teams in the league to know that the shopping that player. Try sent his name in arrangements, so that it retains its value and your opponents do not know that they can choose to give it a box baseballs and for the use of old chewing gum.

17th There is no favorite in the imagination of the baseball team.

18th There are no favorites in the fantasy baseball player. Take the “human factor”. A player is just a series of statistics.

19th Move a guy in your analysis, because it was in the hot spring in training.

20th Visit the box scores, the last two weeks in the spring in training. That is where the jobs are obtained. They do not want to be the editors of a player who began the season in Pawtucket.

21st If a boy is unusually warm, in spring training, try trading. Its value may never be higher.

22nd Each player, focusing on the most important league file must be evaluated, including the guys sorry.

23rd Not give all categories. A fantastic championship baseball team needs to be competitive in every category, particularly in 5 x 5 leagues. We can not afford to refrain, a category and still win.

24th Like regularly by the jugs can win for you. The statistics count heavily in four of the five pitching categories.

25th Have a little more than mugs from your file in the Minor League. If the game in a weekly newspaper in the league, the boys climb, which this week two runs. Or, the creation of the guy who two weeks ago opponents in the week.

26th If your league allows an unlimited number of pitching moves, use it. A carrier rocket starting point is worthless for you in the range of leagues, if not at a height of about four days.

27th If the calculations on WHIP. I know that it is a pain, but this is a category that you need, highlight po

28th Go to as many sources as possible for the project. That is the most important thing you can do to be ready.

29th Remember that the statistics on the position of playing. All statistics to the receiver often usual star outfielders or first basemen. The key is to make the best position of figures.

30th A trade work for the two teams. Not a ridiculous offer, and I hope that you bamboozle the other managers. It will be open to her profession later in the season, when you bring the legitimate offers to him, even if it is not the first offer.

31st Baseball Watch Tonight! Cut the woman on your winnings, and they do not press hard when you watch it, every night … Be.

32nd Get ESPN Baseball Extra Innings package. Incidentally, if you live in the East, hear nothing, as the wine Scully on local TV Dodgers. There are many recommendations in the imagination.

33rd Make sure not only the statistics, but moves lineup. Lineup movements can be of importance to the statistics of your players deliver, especially when it comes to the RBI.

34th In a league to move daily, check the line to see what your players Krug face. For lefties against right-mugs, and vice versa. The lefty-righty analysis at the level of the league’s most critically, and it is therefore important to fantasy baseball success.

35th Stay in touch with the wounds. An injured player must nothing good in your statement.

36th A project being over. If everyone has a race to save the jugs, collect a DH. It is likely that more value.

37th Playing in the Champions League, where the operators have a story to remain involved. A league is not funny if you are not active participants managers who have renounced.

38th Playing in a league with prices in silver for at least the first four paver. It allows the players to keep active.

39th In September collect the prospects of the teams who are outside of it. This is their chance to show what they are for the next season.

40th If your league playoffs, remember the adage: There is no future. If you do not have a player for next season, after the collapse of a pitcher that he is his last trip. It is no longer of interest to you differently.

41st In traditional statistics Roto leagues, certain statistics are not important. For example, strikeouts are a rapper not mean Jack. An out is in fact a kind of do not have to worry about collecting Adam Dunn.

42nd Search more pics sleeper beginning in the 16th Round. A sleep is not secure.

43rd Be particularly careful of who his team closer to the teams, where the body is, the Congress offered. You can use a large quantity of rounds later, in this sense, to know, will be closed.

44th From mugs are rare first round. Then, it is Johan Santana and Jake Peavy. Préfèrent load the luggage on the Rappers in the first five rounds, then load up the majority of departure pitching staff.

45th Avoid the young people in the mugs in the first round. They are simply too risky, and topics in arm trouble.

46th Consider three years on the development of the players. D’further back is not necessary.

47th Playing in a league with old friends. It is an excellent way to stay in touch.

48th If it is a pretty unique girls in your league, get to know better. It is almost certainly a keeper.

49th Support for customers to sites such as Fantasy Baseball Dugout. The areas like these, the free fantasy baseball recommendations only to survive because the revenue from advertising.

50th When you play a game without screaming, a player: “Hey Ryan, you are my fantasy baseball team!” Do you really think that because fout? Ives a hoot?

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10 Points To Check Before Buying A Motorcycle

Buying a new or used motorcycle is serious business. It needs thought and careful selection. A motorbike is sacred to many and just a vehicle to some. However no motorcycle buyer should be without a check list that will help him or her make a great selection.

10 musts before paying for a motorcycle:

1. Check it out and do so with a motorcyclist friend in tow. Check if the motorcycle is clean and straight down centerline and forks.

2. Take along a list of models and their pros and cons. Discuss the nuances with the friendly sales person.

3. Find out about gears, brakes, clutch, and all other mechanics.

4. Determine engine specifics and details of gas tank and wheels.

5. Ask about service and warranties.

6. Get details of accessories and other musts like helmets, rear view mirrors and so on.

7. Sit on a lot of bikes to get a feel of height and riding position.

8. Read up on bikes in discover Today’s Motorcycling. Get all the information on types of bikes, financing, bike care and more.

9. If you are new to motorcycles choose a light-weight bike rather than the coolest, sexiest bike that only pros can ride. New riders should aim for a four-cylinder of less than 600 cc or 75- cc for sports machines and 150cc for everyday use.

10. Ask about safety gear and budget for this too in the cost of the motorcycle. Use pants, helmet, gloves, and jacket meant for motorcycling.

All motorcyclists must consider safety and reliability. Get a valid motorcycling license and insurance too. Be wise and take a Motorcycle Safety Foundation (MSF) course see: http://www.msf-usa.org/ .

Refer to magazines like beginner Bikes magazine for recommendations on good starter bikes. According to dedicated bikers, a good choice of a motorcycle for a beginner would be Honda, Suzuki, Kawasaki, Yamaha, and Buell Blast.

Choose a bike that suits you and not one that looks good on the cover of a magazine. The rule of thumb is the motorcycle and its rider must fit like hand in glove. Test ride the motorcycle and get a feel. A large part of selecting a motorcycle is comfort and instinct. So choose a motorcycle with care so that you get long hours of riding as well as comfort and safety.

Never buy a bike on first sight or visit. Take your time in making a selection. Visit the many motorcycle websites on the internet and comparison shop. Find out what offline prices of motorcycles are and compare features as well as prices, service contracts, and warranties. Many people find that the best deals are available on the internet. Others feel a motorcycle must not be bought without viewing and test riding. So get all your thoughts and options in order before you make a choice.

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Common Mistakes In Business Plans

Your business plan is typically the first impression potential lenders of investors get about your business idea. Even with a great product, team, and customers, and you are unable to convey to properly convey your image, it could be the last impression if your plan has some of the following, common mistakes.

Lenders and investors review hundreds of business plan every year and with every plan, lenders and investors become more cynical because the same mistakes pop up with regular frequency. With so much competition for a limited amount of capital, it is imperative to not make these mistakes.

1. Financials

Unrealistic Financial Projections - Simply saying that you are going to do $100,000 in sales is not enough nor can you simply say there is no way of knowing. Everyone knows there is no way to accurately come up with financial projections over the next three years, especially in a start-up. But, what is required in your plan is that reasonable assumptions are made and supported with research. By incorporating a detailed list of assumptions and how you arrived at your numbers, the lender/investor can judge your analysis and decision making process. If you are projecting to generate high sales outside of industry norms, explaining how you arrived at this conclusion is a must. Lenders and investors have seen many, many plans that claim sales are going through the roof once funded and as a result are very jaded at statements like this. Financial data that is inconsistent with industry averages and overly aggressive sales figures will raise flags. Explain every number.

Confusing Cash with Profits - Revenues do not always equal cash. For example, suppose you make a sale this month for $100 that cost $50 to produce. Assuming your buyer doesn’t pay for 30-60 and even 90 days if dealing with state or federal sources (and assuming they all pay), the effect on your cash flow is significant. Suppliers and employees still have to be paid for their work while you are waiting on payment from the buyer.

While you may not have a significant portion of sales coming from receivables, the timing of cash flows is critical for developing a financial strategy as cash flow is much more important than profits. Profits are an accounting concept while cash is money in the bank. If you don’t believe me try paying your bills with profits.

No Adjustment for Seasonality - All businesses are seasonal to some extent, some more significant than others. Seasonality refers to the percentage of sales that are made in a month. For example, most retailers have huge November and December sales and lousy January and February sales. Did you make enough cash during the good months to cover the slow months to cover salaries, rents and lights?

If You Build It They Will Come - Be careful in assuming once your doors open people will be streaming in to buy. You have a new, relatively unheard of business. This is a time when your business is particularly vulnerable as most of new owner’s cash reserves have typically been used to open the store. If sales projections are off during the first couple of months and you don’t have enough working capital to keep the lights on, you may be quickly going out of business.

Insufficient financial projections - Basic financial projections consist of four elements: Income Statements, Profit & Loss, Balance Sheets, and Cash Flow Statements.

For most businesses a three-year projection is sufficient, but if yours is a capital intensive one and will take longer to show profitability then use five. Actual figures are a must if you can get them and any number in the projections needs to be in the business plan narrative. If you are purchasing an existing business use the historical financials to show support for your sales figures.

No Quotes - Any significant expenses should have a quote accompanied in the appendix, especially for construction or remodeling as this is an area where most entrepreneurs slip as they do it themselves and greatly underestimate the costs.

2. Marketing

Failing to relieve the customer’s pain - Businesses are rewarded to make consumer’s pain go away. Pain can include; my car stopped working, my doggie is sick or my tax returns are too hard to prepare.

If your business plan can’t show how you are relieving the customer’s pain, then the chances for success in the marketplace is extremely limited.

Remember pain equals market opportunity. The greater the pain, the greater number of customer’s with this pain and the better you can relieve the pain equals greater market potential.

One Billion Customers Served - Claiming everyone needs your product/service will send a strong message to the reviewer that you don’t know your market and remove any credibility to your plan. In the good old days the shotgun approach to marketing could work as there were limited channels for advertisement. Today with unlimited outlets and more narrowly defined markets, this approach does not fly.

While it’s true everyone eats, not everyone will eat at your restaurant, nor could you effectively advertise to everyone. By researching the segments that are most likely to use your product/service and showing how your message will get to them will ultimately make your endeavor more successful. Having clearly defined target markets will show you have done your homework and be the cornerstone of a marketing strategy that can succeed.

We have no competition - Use this statement if your want your plan rejected. Every business has competition. While there may not be a direct competitor, meaning one that offers the same or similar product, there is always an indirect competitor.

Saying there is no competition tells the reviewer that you have either not done any market research or there is not a market for your product.

3. Organization

Writing For The Wrong Audience - A plan for a lender should be written differently than one for an investor. Banks are interested in seeing the likelihood that debts be repaid and investors are interested in the upside profit potential. Be sure to write your plan to your audience. For both, keep to the facts, keep it clear and keep it simple. If you don’t feel you have the writing abilities to make your plan shine, then get help.

Poor spelling and grammar - Leaving spelling and grammatical errors in your plan only tells the reviewer that you are not paying attention to details and may not pay enough attention to the business. Use spelling and grammar checkers and let others review your plan to make sure there are no errors.

Too repetitive - Many times, plans will cover the same points over and over. A well-written plan should cover key points only twice: once in the executive summary then again in greater detail in the narrative of the plan.

Remove the Jargon - Using simple language is imperative to getting a technical business funded. Don’t think that by using complex terms that lenders/investors will be so impressed with your knowledge that they will whip open the checkbook. Businesses that can’t be understood don’t get funded. If you can’t explain your business to a sixth grader your chances of funding are in jeopardy.

Investors are really only interested in your technology if it solves a problem that people will pay for, is better than the competition, can be protected through patents and can reasonably go to market without spending a lot of money.

Keep the technical details out of the business plan and in the white papers.

Appearance matters - Make sure your plan looks professional. Use professional printing, binding, keeping fonts consistent and easy to read. The more money being requested means investing more time in making sure your plan will stand out from the crowd. Be careful that you don’t go overboard and give the impression that the plan is all style and no substance.

Length - A long business plan does not make a better business plan. All of the industry and marketing research won’t save a flawed plan. Too many plans have been immediately rejected because they are too long. Lenders and investors favor entrepreneurs who can efficiently demonstrate the ability to efficiently get to the point.

An executive summary should be no more than 1-3 pages. Ideally it should only be one page but some complex plans require more. An ideal business plan is 20-30 pages, including financials. Remember less is more!

Use operating plans, white papers and marketing plans for the in-depth details.

Fluffing - Using phrases like “unmatched in the industry;” “narrow window of opportunity;” or “ground floor” are empty phrases filled with hype. If anything, the cynical reviewer will be turned off by the hype and trash your plan. Stick with laying out the facts – what is the problem, how will you solve the problem, how big is the market, how will consumers buy it and what is your competitive advantage. If the opportunity is there the lender/investor will be able to make the decision for themselves.

Overvaluing the business idea - What gives a business value is not the idea but the execution of the idea. A great idea is a start, but almost everyone has had a great idea at some point in their lives. How you will execute this idea is what sets apart a real business from the dreamers.

4. Execution Mistakes

Waiting too long - Funding a business takes a long time. Expect three months at a minimum after finishing your business plan to get funding. Unless you have sufficient capital, other sources of income and can be funded in-house at a bank, this number may be reduced. Bank financing for business with less than two years of operating history are typically funded through an SBA guarantee, which requires additional time, patience and paperwork. Financing through investors is usually an even longer process as they have a lot of people competing for their money and they tend to do significant due diligence to secure their investment. Waiting until you need the money is a sure way to keep your business from launching.

Unreasonable time lines - Many business owners underestimate the timelines for completing milestones. Its human nature to think we can do things faster than is possible. When getting a business started there will be several tasks you could not have anticipated and the some tasks you think will be easy which will end up taking much longer. It is best to overestimate and finish early, rather than scramble and execute your opening poorly.

Failing to seek outside review - When preparing your plan, be sure that you have at least a few people review it before sending it out. Preferably look for people in your industry or who have a specialization in sales, distribution, etc that could lend a fresh set of eyes and find any flaws in the plan. Being so close to the action can keep you from being objective and this additional scrutiny may save you countless headaches and money down the road.

Perfecting - It can be easy to spend countless hours perfecting your plan and ultimately never launching. Remember, your plan will never be perfect and in practice should be continually updated as you learn more about the business, market and customers. Don’t make your plan an academic practice, finish it and get in front of investors and lenders. Use this feedback to see if your plan really needs the additional perfection.

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Web 2.0? Or Is It More Like Web 16.0?

It has become difficult to keep up with the meanings of all the new phrases and terms generated by modern technology. One of the most commonly used phrases on the world wide web (www) today is “Web 2.0.” It seems like every web solutions company is using this phrase to sell its stuff. So to the average Joe who’s not a geek, what is “Web 2.0″?

Well according to Wikipedia, the free online encyclopedia…

“[T]he phrase Web 2.0 can refer to a perceived second generation of web-based communities and hosted services — such as social-networking sites, wikis, and folksonomies [collaborative tagging schemes] — which aim to facilitate creativity, collaboration, and sharing between users. The term gained currency following the first O’Reilly Media Web 2.0 conference in 2004. Although the term suggests a new version of the World Wide Web, it does not refer to an update to any technical specifications, but to changes in the ways software developers and end-users use webs. According to Tim O’Reilly, ‘Web 2.0 is the business revolution in the computer industry caused by the move to the Internet as platform, and an attempt to understand the rules for success on that new platform.’ Some technology experts, notably Tim Berners-Lee, have questioned whether one can use the term in a meaningful way, since many of the technology components of ‘Web 2.0′ have existed since the early days of the W!
eb.”

There is no doubt the www has advanced significantly since inception, but there really is no new version of the www. It is simply much more useful to the everyday person.

However, if we counted each major innovation as a whole number and each minor revision as a tenth, we would already be into double digits. So why are we calling it “Web 2.0″?

If you have seen the latest Die Hard movie, or ever bought software for your computer, you will understand why we are not in Web 2.0. Even if we call it Die Hard 4.0 or MS Office 2007, it’s still basically the same movie or tool. So what we are really experiencing now is more like Web 16.0.

If you have an in-depth, honest conversation with your web designers, they will tell you that Web 2.0 is a myth. So to explain how we got to Web 16.0, here’s a history of the most significant events on the www.

WEB 0.1 — 1958 – SAGE – Radar systems are first networked
WEB 0.2 — 1960 – Packet switching is first created

WEB 1.0 – EMAIL – “A New Way to Send Unsolicited Mail Is Born”

Although the exact history of Email is a tad murky, it is generally accepted that it appeared in 1965, and was created so that people accessing a mainframe could communicate with each other. This was the first step in the interconnection of people, facilitating almost instant communication at no cost to the user.

WEB 1.1 — 1967 – Markup language is created
WEB 1.2 — 1969 – ARPA – A link is established between computers
WEB 1.3 — 1696 – ARPA Net – First packet-switched network created

WEB 2.0 – WYSIWYG – “What You See Is What You Get (sometimes)”

With the invention of WYSIWYG in 1970, users could now be presented with a basic display of what their finished product would look like, as they were working on it. This removed the need to memorize complex code.

WEB 2.1 — 1970 – ASP – First Application Service Provider (SAAS)
WEB 2.2 — 1970 – Style sheets are created
WEB 2.3 — 1971 – @ is created to separate hosts and users
WEB 2.4 — 1973 – TCP/IP is created to simplify networking
WEB 2.5 — 1973 – First connection to another country established
WEB 2.6 — 1974 – The term “Internet” is adopted
WEB 2.7 — 1976 – X.25 – The first network standard is approved
WEB 2.8 — 1978 – International packet switching service created

WEB 3.0 – USENET– “The Black Market of the Internet”

Usenet was established in 1980 to offer mail and file transfers as well as give personal users access to news. Usenet is in fact a large network of servers all in communication with each other; a user posts something to the local server and that item is passed along to the other servers. Usenet was a major turning point because users could finally have an open conversation with anyone on the net, without needing to specifically know the user (unlike Email). The downside is that with a sometimes un-policed net capable of file transfers, the Usenet of today is a haven for piracy of all types, where anything you can imagine is accessible.

WEB 3.1 — 1979 – Email is made available to personal computer users, millions of Nigerian Princes suddenly need public help

WEB 4.0 – REAL TIME CHAT – Going Outside Deemed “Obsolete”

Real-Time Chat was created in 1980 following users’ frustrations with Usenet articles sometimes taking 24 hours to be updated. This signaled a turning point: online conversations became instant, albeit isolated into segregated groups.

WEB 4.1 — 1980 – First ISPs created providing dialup internet
WEB 4.2 — 1981 – TCP/IP becomes a standard
WEB 4.3 — 1981 – US/Europe/Canada/Hong-Kong/Australia connect
WEB 4.4 — 1983 – TCP/IP becomes the only standard
WEB 4.5 — 1983 – First wide area network using TCP/IP operational
WEB 4.6 — 1985 – FTP – The File Transfer Protocol is created
WEB 4.7 — 1988 – IRC – Internet Relay Chat is created
WEB 4.8 — 1988 – Bulletin Board Systems and Forums created

WEB 5.0 – HTML/HTTP/Web Pages – “It Has Begun…”

Around 1980, many researchers were using the internet, but they had no single way to create/display “documents” (web pages). Physicist Tim Berners-Lee and his colleagues needed a simple system for creating/displaying documents, but found that existing systems were too commercial, platform-specific or complicated for the average user. So they created their own relatively simple system, consisting of browsing software called “WorldWideWeb,” a protocol for transmitting the information (HTTP) and a document annotation convention called “Hyper Text Markup Language” (HTML). This meant anyone could now create web pages using their simple language.

WEB 5.1 — 1989 – Images can now be animated, oh the horror!
WEB 5.2 — 1990 – The network now covers the entire world (publicly)

WEB 6.0 – Search – “Did You Mean: Google?”

Before 1990, there was no way to find a page; you had to know the specific location. Around 1991, search engines began indexing (storing) the content they found, giving users the ability to search for a page even if they didn’t know the page’s location.

WEB 6.1 — 1991 – DNS – Dynamic Naming System is created
WEB 6.2 — 1991 – The first text-based browser is created

WEB 7.0 – DHTML – “Because Non-Scrolling Text Is Boring”

The web was static until Dynamic HTML (DHTML) was created. DHTML introduced client-side scripting, allowing authors to include code in their web pages that performed an action upon being downloaded onto a user’s computer. DHTML introduced rollover buttons and drop-down menus on web pages. It goes a long way to making the web more personalized.

WEB 7.1 — 1993 – The first graphics based browsers are created
WEB 7.2 — 1993 – Screen casts are first created
WEB 7.3 — 1994 – Wikis are created; Britannica begins holding its breath
WEB 7.4 — 1994 – The World Wide Web Consortium is formed
WEB 7.5 — 1994 – CSS – Cascading Style Sheets created

WEB 8.0 – ONLINE DIARIES – “Teens Reportedly Misunderstood”

Online diaries were first created in 1994 as a means for people to store their diaries online for personal or public reading. Writers could now reach almost anyone worldwide at practically no cost, and everyone could create editorials on whatever subjects they liked, without fear of censorship.

WEB 8.1 — 1996 – The first social bookmarking site created

WEB 9.0 – RANKED RESULTS – “The Online Popularity Contest”

Search engine results helped find things, but many of the results were useless or had nothing to do with the keywords used. As of 1996, search results started to be ranked based on a multitude of things, like how popular a page is. This made searching faster and easier, and significantly less painful.

WEB 9.1 — 1996 – Flash is created, whole websites can now be animated
WEB 9.2 — 1997 – The term “Blog” is adopted

WEB 10.0 – HIRED BLOGGERS – “Wow Isn’t Product X Great!”

As of 1997, personal diaries began to evolve to what became known as “blogs.” Many corporate websites and personal homepages had (and still do have) news sections, these were traditionally updated manually in a back-end system. With the advent of blogs, the commercial sector jumped in, seeing a new marketing medium.

WEB 10.1 — 1998 – The first audio news site is created
WEB 10.2 — 1999 – The first web-based operating system is created

WEB 11.0 – RSS – “Newspapers Deemed Obsolete”

Really Simple Syndication (RSS) was created due to the lack of a universal feed format. The creation of RSS means that users could now “subscribe” to feeds containing video, audio, text, or graphics. Users no longer had to trawl the web for new information, they could “subscribe” to a feed and have it sent to them directly.

WEB 12.0 – REMOTE SCRIPTING – “Waiting For 4 Seconds Now History!”

Remote scripting allows scripts running inside a browser to exchange information with a server, so that scripts could be triggered locally, processed remotely and have information returned directly to the browser. This made the web faster and easier to use, and removed the need to refresh the page for simple tasks like sorting.

WEB 12.1 — 2001 – Blogs evolve from online diaries

WEB 13.0 – PODCASTING – “Now Everyone Can Avoid Listening To You By Choice Rather Than Circumstance!”

Podcasting originated as a portmanteau of the iPod® and broadcasting, although “portable on demand broadcasting” has now become the widely-accepted definition. Originally Podcasting was created to allow individuals to distribute their own radio shows, but it has become popular for a wide variety of things, from educational materials to the latest gaming news. Podcasting opens up distribution of audio content to anyone with a server, with users “subscribing” to the RSS feeds that appeal to them.

WEB 13.1 — 2002 – Folksonomy is created, giving rise to “tags”

WEB 14.0 – VIDEO PODCASTING – “Web-Based One-Sided Conversations”

Shortly after Podcasting became popular, video Podcasting was created as a means to send the equivalent of TV episodes to users. Though similar to podcasting, the content was not limited to just “TV episodes”. Video Podcasting opens up the video medium so that making a TV show is possible for anyone.

WEB 15.0 – VOIP – “High Tech, Dodgy Sounding Free Calls”

With the Voice Over Internet Protocol, telephone audio is sent over the internet, rather than a traditional phone line. This removes almost all cost involved, and also removes the need to have a physical phone line. What this means for consumers is calling becomes much simpler, easier and significantly cheaper.

WEB 16.0 – SAAS – “The Industry Makes a SaaS of Itself.”

Software as a Service (SaaS) is just a new term for a concept that has been around since the dawn of the internet (ASP from 1970). SaaS refers to using a piece of software run/provided through the internet, and instead of paying a large one-off purchase price, you “rent” the software for as long as needed. So while SaaS is the buzzword of the day, the concept is decades old.

..The CONCLUSION?

So if you follow the basic rule that each total upgrade is a new “.0″ then we are nowhere near Web 2.0. The story is really one of falling price, increasing reliability and bandwidth, coupled with ubiquitous access.

Simply put, “Web 2.0″ is just shorthand for the development process outlined above. Bottom line, the web really becoming what the web really always should have been.

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Speaking Spanish Rocks

Spanish is the mother tongue of approximately 350 million people in 21 countries (Mexico: 95 million, Spain: 40 million, Argentina: 35 million, Colombia: 35 million, Venezuela: 25 million, Peru: 20 million. Spanish is the second most used language in international communication.

More than forty-seven million people learn Spanish anywhere in the world at this moment .

As you learn Spanish, traveling to Spanish speaking countries will be much more enjoyable. Time and time again while traveling in Mexico, Central America and South America I have had doors opened to me simply because I speak Spanish, allowing me to see and do things that many other visitors do not. When I read Latin American or Spanish newspapers, for example, I often find that I gain a sense of how other people think and feel, a way that is different than my own. There are many other reasons to learn Spanish like the great contribution of the Spanish and Hispanic American culture in Architecture, Literature and Arts.

Spanish can be easy to learn compared to other languages. Much of its vocabulary is similar to English’s, and written Spanish is almost completely phonetic: Look at almost any Spanish word and you can tell how it is pronounced. And while mastering the grammar of Spanish can be a challenge, basic grammar is straightforward enough that you can have meaningful communication after only a few lessons. Wherever you decide to go, be it to Central America, or to Spain, the mother country of the Spanish language, knowing the language will get you far. If you take a little time to learn some of the Spanish language before heading off to distant lands, your understanding and appreciation for the places you visit will be improved tremendously.

Spanish vocabulary is basically of Latin origin; however it contains many loan words from other languages, especially Arabic, French, and Italian. If you can learn Spanish, you’ll have a head start in learning the other Latin-based languages such as French and Italian. And I wouldn’t be surprised if learning Spanish might even help you learn Japanese or any other non-Indo-European language, since intensive learning the structure of a language can give you a reference point for learning others. It’s easy: Spanish is one of the easiest foreign languages to learn.

Learning a foreign language is fun and exciting and does not have to be boring. Learning Spanish allows you to enjoy the various nuances of a different cultural.

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